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Explore our competitive rates and flexible terms to find the perfect home loan solution for you. Apply now and benefit from our fast approval process.

Features

Competitive interest rates.
Flexible repayment options.
Loan tenure up to 30 years.
Balance transfer facility available.
Tax benefits on principal and interest repayment.

Rates & Charges

Interest Rate: Starting at 6.75% per annum.
Processing Fee: Up to 1% of the loan amount.
Prepayment Charges: Nil for floating rate loans, up to 2% for fixed rate loans.
Late Payment Penalty: 2% per month on overdue EMI.
Stamp Duty: As per applicable laws of the state.

Eligibility Criteria

Resident of India.
Minimum age: 21 years, Maximum age: 65 years at loan maturity.
Salaried or self-employed individuals.
Minimum annual income: ?2,00,000 for salaried individuals, ?3,00,000 for self-employed individuals.
Good credit history with a CIBIL score of 750 or above.

Documents Required

Completed loan application form.
Identity proof: PAN Card, Aadhaar Card, Passport, Voter ID.
Address proof: Utility bills, Rent agreement, Passport.
Income proof: Salary slips for the last 3 months, Bank statements for the last 6 months, Income Tax Returns.
Property documents: Sale deed, Approved building plan, Property tax receipts.

FAQs About Home Loan

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