Best Personal Loan in Kolkata - Check Best Loans offers Online

Features

Flexible Repayment: Choose from various repayment options that best suit your financial situation.
Quick Approval: Fast processing and approval of your loan application.
No Collateral Required: Obtain a personal loan without the need for any security or collateral.
Multipurpose Usage: Use the loan amount for various purposes like medical emergencies, travel, education, or home renovation.
Competitive Interest Rates: Enjoy attractive interest rates that make borrowing affordable.

Rates & Charges

Interest Rate: Competitive interest rates starting from 10% per annum.
Processing Fee: A nominal processing fee of 1-2% of the loan amount.
Late Payment Charges: 2% per month on the overdue amount.
Prepayment Charges: No prepayment charges for early repayment.

Eligibility Criteria

Residency: Must be an Indian resident.
Age: Applicants must be between 21 and 65 years old.
Employment: Salaried employees, business owners, and self-employed individuals are eligible.
Credit Score: A fair CIBIL score is required to qualify for the loan.
Bank Account: Must have a savings bank account.

Documents Required

Loan Application Form: Completely filled and signed application form.
Identity Proof: PAN Card, Aadhaar Card, Passport, or Voter ID.
Address Proof: Recent utility bill (electricity, water, gas), rental agreement, or passport.
Income Proof: Last 3 months' bank statements and last 6 months' salary slips or income tax returns for business owners and self-employed individuals.
Photographs: Recent passport-sized photographs.

FAQs About Personal Loan

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